Privacy Policy

1. Introduction

Welcome to LifeCalc ("we," "our," or "us"). We operate the website located at www.yourlifecalc.com (the "Site"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site. Please read this policy carefully. If you disagree with its terms, please discontinue use of the Site.

2. Information We Collect

Information You Provide

LifeCalc is a free calculator tool. We do not require you to create an account or provide personal information to use our calculators. All calculator inputs you enter are processed entirely within your browser and are never transmitted to our servers.

Automatically Collected Information

When you visit our Site, we may automatically collect certain information about your device and usage, including:

• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website addresses
• General geographic location (country/region level)
• Device type (desktop, mobile, tablet)

This information is collected through cookies and similar tracking technologies, including Google Analytics and Google AdSense (described below).

3. Local Storage

To improve your experience, LifeCalc saves your calculator inputs (such as loan amounts, interest rates, and terms) in your browser's local storage. This data never leaves your device and is not accessible to us. You can clear this data at any time by clearing your browser's local storage or site data.

4. Google Analytics

We use Google Analytics to understand how visitors use our Site. Google Analytics collects information such as how often users visit the Site, what pages they visit, and what other sites they used prior to coming to our Site. We use this information to improve our Site.

Google Analytics collects only the IP address assigned to you on the date you visit the Site, rather than your name or other identifying information. We do not combine the information collected through Google Analytics with personally identifiable information.

You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

5. Google AdSense & Advertising

We use Google AdSense to display advertisements on our Site. Google AdSense uses cookies to serve ads based on your prior visits to our Site and other sites on the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our Site and/or other sites on the internet.

You may opt out of personalized advertising by visiting Google Ads Settings.

For more information about how Google uses data when you use our Site, visit How Google uses data when you use our partners' sites or apps.

6. Cookies

Cookies are small data files stored on your device. We use cookies for the following purposes:

You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of our Site.

7. Third-Party Links

Our Site may contain links to third-party websites. We have no control over the content, privacy policies, or practices of any third-party sites or services and encourage you to review the privacy policy of every site you visit.

8. Financial Disclaimer

LifeCalc provides financial calculators for educational and informational purposes only. The results produced by our calculators are estimates and should not be considered financial, legal, or tax advice. Always consult a qualified financial advisor, lender, or other professional before making financial decisions. LifeCalc makes no representations or warranties about the accuracy of calculator results.

9. Children's Privacy

Our Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete such information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the new Privacy Policy.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at: